Christmas on a budget - spend a little less and enjoy a little more

Who doesn’t love Christmas?!

Gifts, decorations, family time, it’s all part of the festive fun – but it can come at a cost. People can feel pressurised to spend lots of money buying presents for friends and family which can result in a lot of debt in the new year.

Making Christmas special is even more important during the current circumstances, but many people find this difficult when money is tight.

To help you make the most of your finances this festive season we have put together our top budgeting ideas below.

Don’t let money worries dampen your yuletide spirit!

Keep an eye out for upcoming sales

Sales are a great place to start when it comes to gift ideas! Lots of shops have great discounts in the lead up to Christmas so get online and check what’s on offer. You can sign up to email updates, download retailer apps and follow them on social media so you can stay in the know.

Sell some unwanted items

I We all have l things we don’t really need. What you might consider as old or ‘out of fashion’, someone else might love. Take advantage of sites such as MarketPlace (Facebook), Ebay and Gumtree to advertise and sell any unwanted items. This is a great way of making some money and is much better than simply throwing things away. Reusing items is good for your pocket and for the environment. Win-win!

Use Google Shopping to compare lowest prices

It’s always good to know you’re getting a good deal. Lots of websites can advertise the same product but at a totally different price. Rather than sifting through lots of websites, Google Shopping allows you to easily compare products from different retailers. That way you can find what you’re looking for and save a penny or two in the process.

Look at cash back websites

Cash back websites pay you a cash reward when you click through from them to buy products online. There are a number of goods you can purchase through these sites such as groceries, entertainment and mobile phones. Some websites offer even more cashback by referring a friend meaning you both benefit! Whilst many cashback websites are free, some charge an annual fee so make sure to read the terms and conditions.