Home Contents Insurance
Gentoo recommend that all tenants and leaseholders take out home contents insurance.
You need arrange your own household insurance either with this scheme arranged by Aon (through Aviva) or by making your own arrangements.
The scheme is open to all Gentoo tenants and leaseholders. Gentoo are the administrator for the scheme.
Payment of the premium
Insurance premiums can be paid weekly along with your rent.
Please see the cost of insurance table for premiums payable
Insurance for your home contents
When you take out home contents insurance your household goods and contents will be insured whilst in your home. The insurance also covers theft of your keys and the contents of your freezer. There is also cover for personal liability.
Accidental damage and cover for personal belongings away from the home are not covered as standard other than what is detailed in the enclosed policy summary. However, a full accidental damage option and other options to insure your personal belongings, hearing aids, motorised wheelchairs and pedal cycles are available at an additional cost. (See cost of insurance tables and policy summary).
Benefits of your insurance scheme
• No excess payable
• Weekly/Fortnightly cash payment option, standing order or quick and easy monthly direct debit at no extra charge
New for Old insurance
All your home contents are covered on a ‘new for old’ basis, with the exception of linen and clothing which will be replaced at their current cost, less an amount for wear and tear. When you are working out the cost of your insurance, you will need to work out how much it will cost to replace all of your contents. If you under value your contents this will mean that if you claim you will not be entitled to the full value.
If you wish to apply download our application form.
Alternatively, you can download the insurance form to the right of this page. You can also call 0191 525 5000.